If you decide to refinance or purchase a home with a mortgage, you will be required to fill out a loan application form and sign a set of disclosures in order to initiate the mortgage process.This
Getting Pre Approved Before House Hunting
Getting pre-approved should be the 1st thing you look into doing before you start looking for a home.
You should see what loan program you are qualified for, that way you can have an idea of the down payment your expected to have.
Your lender can provide you with a price range, so you can have an idea of how much house you can afford and what your closing costs will be and monthly payments will be.
A lender can provide you with great information on how to raise your credit score and even point you in some good directions for different programs to help with your home buying..
It can take up to 6 months to get through the whole home buying process, so if you're interested in buying a home this summer, contact a lender now, that way you will be totally prepared and ready to go..
Christina has 20 years of experience in the local area working for local businesses. As a local expert, Christina can help you find the home you need at the right price. If you are looking to sell, ....